Airline & Travel Agency
Borderless Payments Make Travel Limitless
Zyla offers a one-stop finance solution for airlines and online travel agencies (OTAs) to efficiently connect travellers, agents, suppliers, and partners for efficient global transactions and fund management.
The all-in-one finance solution for
airlines and online travel agencies
Accept global payments in multiple currencies, consolidate funds, pay suppliers, and settle payments between airlines, hotels, and agencies efficiently.
Get paid globally with localized checkouts
- Accept global payments via API
Through a single API integration, tap into 300+ local payment methods, including bank cards, digital wallets, Buy now pay later (BNPL) services and online banking, with lower operation & maintenance costs. Both travellers and corporate agents can pay with their preferred methods.
- Scale globally with localized checkouts
Collect and settle funds in the same currency with no need to set up multiple overseas entities or pay conversion fees. This avoids high FX fees and exchange rate risks.
- Secure transactions with intelligent risk control
Zyla offers an intelligent engine that features 3DS authentication and chargeback alerts to secure transactions in real time.
Hassle-free fund collection and consolidation
- Multi-currency account to receive funds globally
Open local accounts to receive funds in 32 currencies in compliance with applicable local regulatory requirements. Settle payments in the original payment currencies to save FX markups.
- Instant multi-currency transfers
Instantly transfer funds across 25 currencies. Settle commissions between hotels, airlines and agencies, and consolidate funds across operating entities in just seconds.
- Intelligent FX conversion at competitive rates
Access spot, guaranteed and locked-in rates, along with dynamic pricing, and convert currencies at optimal rates in real-time, 24/7, with no hidden fees.
Global payouts with instant access
- Batch payouts in one go
Process global payments in batches, including ticket payments, commission settlements and supplier payouts across 200+ countries/regions in 100+ currencies via a single dashboard.
- Access to local clearing networks
Access local clearing networks across 60+ currencies to route ticket payments and fees over local rails at local rates, greatly reducing intermediary and FX fees.
- Direct, seamless payments to local e-wallets
Process full or partial ticket refunds directly to customers' preferred local payment methods and e-wallets across 14+ countries/regions.
Flexible virtual card issuance with granular controls
- Instant, global virtual card issuance
Issue virtual cards globally via a single API, allowing instant, fee-free payments from balances in 15 major currencies. Get full control over white-label virtual cards to enhance payment security and transparency.
- Dedicated BINs with flexible rates
Utilise BINs to issue cards without your own banking licenses or payment networks, and flexibly configure interchange rates to enhance cashback rewards.
- Granular, customisable controls
Set spending limits, validity period and allowed MCCs for virtual cards to ensure compliant and efficient use of corporate travel budgets.
- Single-use virtual cards for hassle-free payments
Create a card for a single transaction, offering expense traceability. This reduces reconciliation times and errors and generates multi-dimensional insights.
Customer Story
Background & Challenges
The customer is a Hong Kong-based airline with over 20 years of experience in delivering premium travel experiences globally. The airline faces a critical challenge during business recovery and growth: the traditional GDS model involves intermediaries between airlines and end buyers, significantly eroding margins. Therefore, the customer urgently needs an end-to-end solution to manage B2C and B2B transactions across multiple currencies.
Zyla Enterprise Solution
Zyla tailors a one-stop global finance solution for the airline to:
Accept payments directly from global travelers by accessing 300+ global payment methods with one single API integration；
Settle payments with B2B distribution partners in 20+ currencies through a local account, greatly reducing the reliance on traditional GDS networks and associated purchase costs；
Process batch global supplier payments in 100+ currencies at optimal rates, significantly reducing costs and times.
This solution enables the airline to efficiently manage its entire payment chain and daily financial operations through a single account.
Background & Challenges
As a leading Chinese online travel platform with a vast network of onboard suppliers, the customer is committed to providing efficient and convenient travel services. With a large and dispersed supplier base, the platform faces challenges with centralised order management using traditional payment methods. This leads to fluctuating booking conversion rates, high fraud risk and complex reconciliation, making it difficult to balance payment success rates with fund security
Zyla Enterprise Solution
Zyla customizes a single-use, white-label virtual card solution. This allows the platform to instantly issue branded cards in 15 major currencies to suppliers using a single API, to standardise purchases, centralise supply chain finances, and enhance supplier relationships. It guarantees instant usability upon top-up and seamless payment success by utilizing a flexible fund pool backed by its own capital and credit lines. The solution enables a closed-loop payment mechanism by allowing the platform to issue single-use virtual cards that are configured with specific limits, validity periods, and targeted Merchant Category Codes (MCCs) and immediately expire after the payment, preventing fraud and streamlining reconciliation. This ultimately helps the platform build a secure, efficient and transparent supply chain payment system.
Background & Challenges
The customer is a Hong Kong-based airline with over 20 years of experience in delivering premium travel experiences globally. The airline faces a critical challenge during business recovery and growth: the traditional GDS model involves intermediaries between airlines and end buyers, significantly eroding margins. Therefore, the customer urgently needs an end-to-end solution to manage B2C and B2B transactions across multiple currencies.
Zyla Enterprise Solution
Zyla tailors a one-stop global finance solution for the airline to:
Accept payments directly from global travelers by accessing 300+ global payment methods with one single API integration；
Settle payments with B2B distribution partners in 20+ currencies through a local account, greatly reducing the reliance on traditional GDS networks and associated purchase costs；
Process batch global supplier payments in 100+ currencies at optimal rates, significantly reducing costs and times.
This solution enables the airline to efficiently manage its entire payment chain and daily financial operations through a single account.
Background & Challenges
As a leading Chinese online travel platform with a vast network of onboard suppliers, the customer is committed to providing efficient and convenient travel services. With a large and dispersed supplier base, the platform faces challenges with centralised order management using traditional payment methods. This leads to fluctuating booking conversion rates, high fraud risk and complex reconciliation, making it difficult to balance payment success rates with fund security
Zyla Enterprise Solution
Zyla customizes a single-use, white-label virtual card solution. This allows the platform to instantly issue branded cards in 15 major currencies to suppliers using a single API, to standardise purchases, centralise supply chain finances, and enhance supplier relationships. It guarantees instant usability upon top-up and seamless payment success by utilizing a flexible fund pool backed by its own capital and credit lines. The solution enables a closed-loop payment mechanism by allowing the platform to issue single-use virtual cards that are configured with specific limits, validity periods, and targeted Merchant Category Codes (MCCs) and immediately expire after the payment, preventing fraud and streamlining reconciliation. This ultimately helps the platform build a secure, efficient and transparent supply chain payment system.
