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Multi-currency accounts, competitive FX,and global transfers - Everything you needto pay and get paid internationally
Built for faster payments, smarter liquidity, and robust compliance-all powered by our next-gen API toolkit and Al-native architecture.

AI FX

Smarter FX Management

Optimise currency conversions and capital efficiency, and navigate FX volatility and risks through Al-driven FX analytics, strategy and execution.

AI-Optimised FX Strategy

Use market volatility, historical transaction behaviour and fund flow patterns to identify more suitable conversion windows and help reduce timing-related FX costs.

Access clear, traceable exchange rates and cost information to better understand each conversion and improve transparency and control over FX decisions.

Efficiently convert multiple currencies during cross-border payment collections, payouts and settlements.

Automated FX Execution

Set FX rules and execution conditions to automate FX trades, reduce manual workload and minimise execution variance.

Batch and schedule FX conversions for large transactions or recurring transfers to mitigate FX volatility and optimise currency conversions.

Replace manual, fragmented FX processes with standardised, automated workflows to enhance global fund management efficiency and execution consistency.

Real-Time FX Analytics & Risk Management

Enable finance, treasury and operations teams to monitor real-time exchange rates, track market dynamics and capture favourable FX opportunities.

Bring account, collection, payout and FX data together to gain a fuller view of your funds and make faster, more informed FX decisions.

Identify and mitigate potential FX risks earlier with cross-border settlement, multi-currency fund management and FX exposure analysis.

Simpler API + AI-Native Integration

Simple, Fast Onboarding

Start integrating with a plug-and-play, low-friction onboarding experience. A sandbox environment can be generated automatically, without manual approval or lengthy waiting times. Go from registration to your first API call in just a few steps.

AI-Oriented Developer Center

An AI-native Developer Center designed for the full integration journey. AI-readable documentation so your agents understand our APIs, instant sandbox setup to get your environment running, installable skills that give your AI agents the ability to generate Zyla API code, and a built-in copilot to debug along the way.

One-Hour Integration

Integrate standard products in as little as one hour. Built-in testing tools and an AI debugging assistant streamline the transition from testing to production.

FAQs

Traditional hedging relies on predicting exchange rate movements, whereas AI FX forecasts trading volumes. AI FX uses AI models to forecast future payment volumes and pre-purchases necessary currencies at favorable market rates to lock in costs. Higher forecast accuracy may help reduce volatility-related pricing buffers and more competitive FX rates are offered.

Four core scenarios:

Multi-Currency Pricing (MCP): B2C e-commerce, travel and aviation, long-cycle rate locking and refunds at the original exchange rate.
Request for Quote (RFQ): provides high-frequency, real-time FX, typically refreshed every 30 seconds.
Dynamic Pricing: Differentiated pricing by country, channel or MID.
Settlement FX Risk Protection: helps merchants manage FX risk during the settlement cycle.
20+ major active trading currencies, including USD, EUR, GBP, CNH, JPY, AUD, HKD and SGD
700+ currencies for dynamic pricing and reference
Supported currency pairs vary by product model and liquidity provider. Please confirm with our business team.

AI FX utilizes Ant Group's Time-Series Transformer (TST), a massive 10-billion-parameter AI model with more than 85% average accuracy in forecasting trading volumes. It continuously improves as it learns from historical transaction data, seasonal fluctuations, promotional events, weather factors and more.

Integration steps:

  1. Contact Zyla's business team to activate AI FX product access.
  2. Obtain API credentials and configure Webhook endpoints.
  3. Select the appropriate product line (MCP, RFQ or Dynamic Pricing)
  4. Complete integration testing in the sandbox environment.
  5. Go live and subscribe to Webhooks for real-time transaction monitoring.

Standard products can be integrated in as little as one hour.

Build a flexible fund management system