Business Account

One Platform.
Every Entity.  Connected Globally.

Build a unified global account system to onboard, manage and transact with subsidiaries, partners and millions of end users. The account system unifies end-to-end cash flow, streamlining complex global operations.

Centralized Management of Multi-entity Accounts

Manage various business models by creating different accounts for subsidiaries, partners and platform users.

Manage multiple business entities within a single account system, eliminating the operational complexity of juggling multiple distinct account systems.

Create accounts globally via API in minutes, efficiently scaling operations and effortlessly managing the continuous growth of partners and users.

Clear Fund Segregation and Flexible Transfers

Give each entity the independence to manage its accounts and funds to manage operations and ensure compliance.

Transfer, split and consolidate funds across accounts to accelerate cash flow.

Assign role-based permissions across entities. Keep fund operations secure, auditable, and under precise control.

All-in-one Account for Global Pay-ins and Payouts

Collect global payments in multiple currencies to seamlessly serve multiple markets.

Centrally manage partner collections and payouts within an authorized scope, improving operational efficiency.

Issue virtual cards with granular spending controls, including specific limits, permissions and usage restrictions.

Simpler API + AI-Native Integration

Simple, Fast Onboarding

Start integrating with a plug-and-play, low-friction onboarding experience. A sandbox environment can be generated automatically, without manual approval or lengthy waiting times. Go from registration to your first API call in just a few steps.

AI-Oriented Developer Center

An AI-native Developer Center designed for the full integration journey. AI-readable documentation so your agents understand our APIs, instant sandbox setup to get your environment running, installable skills that give your AI agents the ability to generate Zyla API code, and a built-in copilot to debug along the way.

One-Hour Integration

Integrate standard products in as little as one hour. Built-in testing tools and an AI debugging assistant streamline the transition from testing to production.

FAQs

1. What account structures does the Business Account support?

Based on business models, the Business Account supports these three types:
• Group account:
Allows groups to centrally manage subsidiaries and transfer funds globally.
• Platform account:
Allows platforms to manage buyers and sellers and multi-party fund flows.
• Partner account:
Allows large companies to manage upstream and downstream partners, and funds granularly, reducing operational costs.
Enterprises can easily manage multiple business relationships by flexibly combining various account types.

2. Can the platform directly operate funds in Connected Accounts?

The platform's authority over connected accounts is bound by an authorization agreement. This authorization relies on scope-limited API keys to restrict operations to approved activities like funds transfers, OBO payments and balance inquiries. The authorizing party may revoke access at any time to instantly invalidate all associated access, ensuring partner fund security.

3. How long does it take to integrate Business Account?

A single API call can set up accounts for light-weight scenarios with a target integration time of ≤ 1 day. Actual timelines depend on business complexity. Please contact our solutions team for a customized solution.

4. Which currencies and regions does Business Account support?

Business Account provides local accounts to collect funds in 32 currencies across 200+ countries and regions. Each local account can be assigned a virtual account number to collect and convert funds in multiple currencies. Some features are subject to country-specific regulatory compliance. Please consult our compliance team for details.