Real-time Treasury

Master Your Finances Globally

Track, move and manage funds globally in 20+ currencies with real-time tracking, instant cross-market transfers and intelligent liquidity management—all on a single platform.

Real-Time Visibility into Global Funds from a Unified Dashboard

View and organize global balances by account, currency, market or business entity.

Gain real-time visibility into funds in transit (transfers and FX conversion) to accurately assess available liquidity and optimize financial decision-making.

Account balances update in real time as money moves in and out with no need for manual refreshes or end-of-day reconciliations.

Efficient Fund Movement Across Accounts, Currencies and Markets

Transfers in major currencies like AUD, EUR, GBP, CNY and SGD can settle within seconds.

Multi-entity groups can instantly transfer funds between subsidiaries and affiliates.

Tackle a wide array of business scenarios, from supplier payouts and procurement to payroll and local operations.

Unified Multi-Currency Liquidity Management

Centrally manage major currencies—including USD, EUR, GBP, CNY and SGD—all from a single platform, reducing the need to open and manage multiple local accounts.

Navigate FX volatility and lock in FX rates upfront using spot rate locks and forward contracts.

Dynamically adjust currency positions and fund distribution to optimize cash allocation across global markets.

Automated, Intelligent Fund Management

Configure predefined rules to sweep funds from global accounts into a single designated account to maximize capital efficiency.

Set minimum balance thresholds for accounts to trigger automated top-ups, ensuring business continuity.

Build multi-level approval workflows to ensure compliance and control over large transfers and sensitive operations.

Simpler API + AI-Native Integration

Simple, Fast Onboarding

Start integrating with a plug-and-play, low-friction onboarding experience. A sandbox environment can be generated automatically, without manual approval or lengthy waiting times. Go from registration to your first API call in just a few steps.

AI-Oriented Developer Center

An AI-native Developer Center designed for the full integration journey. AI-readable documentation so your agents understand our APIs, instant sandbox setup to get your environment running, installable skills that give your AI agents the ability to generate Zyla API code, and a built-in copilot to debug along the way.

One-Hour Integration

Integrate standard products in as little as one hour. Built-in testing tools and an AI debugging assistant streamline the transition from testing to production.

FAQs

1. Which currencies and markets does Zyla support for fund management?

Zyla currently supports fund management and transfers across 20+ major currencies, including USD, EUR, GBP, CNY, SGD, AUD, JPY and HKD, across key markets in Asia-Pacific, Europe and North America. The supported currencies and markets are continuously expanding. Please contact our sales team for the latest list.

2. How long do fund transfers take?

Transfer speeds vary depending on the currency and receiving channel. Transactions utilizing real-time payment (RTP) rails can arrive within seconds to minutes. Other currency corridors usually settle within 1 business day. You can query an API to verify estimated timelines before initiating a transfer.

3. How long does an API integration take, and is it technically demanding?

Standard product capabilities can be integrated in as little as one hour. We provide a ready-to-use sandbox environment, structured API documentation, and AI-assisted debugging tools—with no manual approval required. Register, get your API Key and get started with the self-service setup.

4. How does Zyla ensure compliance and security in cross-entity and cross-market transfers?

All fund flows operate within the compliance frameworks of licensed entities. You can configure custom approval workflows and fund management rules to ensure every transfer meets your internal risk control requirements. A multi-layer account system keeps money segregated and ensures fund flows are secure and traceable with full audit trails and status tracking.

5. What is the difference between Real-Time Treasury and traditional bank treasury management?

Traditional cross-bank, cross-currency transfers typically require logging into multiple bank portals and handling transfers manually, which leads to opaque settlement timelines. Real-Time Treasury unifies global accounts, balances, transfers and FX conversions onto a single platform. It combines API automation, real-time status tracking and rule-driven auto-consolidation to drastically accelerate fund flows, reduce manual intervention and minimize idle funds.